Payment Plans

We understand that spreading the cost can make things that little bit easier.

That's why a range of payment options are available to our UK customers:

Using Klarna *

For purchases up to £1,000 you can use your usual payment card and select Klarna at checkout. Pay one third deposit. Pay one third 30 days later and the balance 60 days later. No interest or fees payable.

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time.

18 years of age and over. Terms & Conditions apply. Click the icon for more information.

* Pobjoy Diamonds & Fine Jewellery Limited is not a lender and acts only as an introducer. The credit product is provided by Klarna Bank AB (publ). Credit is only available to permanent UK residents aged 18 and over, depending on their status. Terms and Conditions apply. Please note thatPay in 3 Instalments is not regulated by the Financial Conduct Authority.

Direct Debit Interest Free Payments

For purchases of diamond engagement rings over £1,500 we offer up to 50% interest free payments over six monthly instalments, subject to status**

Complete our credit - check form

Subject to meeting our credit check criteria we will advise you of the payment terms available to you

Set up your monthly direct debit mandate online for 50% of item value paid equally over 6 months from the first day of the subsequent month of deposit payment date

Pay your 50% deposit by BACS or payment card

No fees. No charges.

** Subject to status and credit score. Credit score and identity checks are conducted by Experian Limited or Equifax Limited which are authorised and regulated in the UK by the Financial Conduct Authority (FCA). Pobjoy Diamonds reserve the right to decline deferred payment terms at it's absolute discretion and without explanation. Any personal or corporate credit checks or personal verification conducted by Pobjoy Diamonds upon you will be made available to you on request.

This finance option is limited to a total purchase value from £1,500 of up £6,000 including V.A.T. per item. Limited to one item per customer at any time unless agreed by Pobjoy Diamonds in writing. Applies to diamond engagement rings only. Applications considered for UK residents over the age of 18 years only. Pobjoy Diamonds is not a credit broker and this direct debit finance option is exempt from regulation by the FCA.

Failure to keep up with an agreed payment schedule may make you liable to legal proceedings to recover any outstanding debt due by you to Pobjoy Diamonds in full, plus any costs incurred by Pobjoy Diamonds in recovering any such debt overdue, as well as harming your credit score.

Please do not spend or commit to spending more than you can comfortably afford to repay.